LIVE WITHIN YOUR MEANS: BE SMART!

One of the ways to keep your peace as this month ends, is to be content with the material possessions you are fortunate to possess, while striving to acquire some more. Some people have the habit of living above their income, acquiring material things they cannot on their own, afford, going around borrowing money to buy things that is not a need to them. A person may want something but may not be in need of it, we are supposed to first have the basic things we cannot do without before we focus on a want, which may just be for our pleasure. Some ladies borrow money to buy accessories like jewelries, some to buy clothes, shoes or an unbelievably expensive weave for their hair, they could have substituted for another within their income. This is a serious issue to deal with, as the month ends today and most of us will be receiving money, one way or the other. A lot of people both men and women are already indebted and now they will have to pay their debtors and live with the little remnant for the rest of the month. They might then end up repeating the borrowing system again. Make a decision today to live within your income, be disciplined. Avoid impulsive buying, refuse to borrow this new month, even if someone offers to lend you money, refuse to borrow. For a lot of people, no matter how many times their salary is increased or their profit increases, it is never enough. Do not be like these people. Cut your coat according to your clothes, refuse the temptation of instant satisfaction. Delayed gratification pays better. As this month comes to a close, and you enter the last month of the 1st half of the year, review your expenses, have you been able to buy the essential things you need? Have you been able to pay for those important things you know you should pay for? or you have been distracted buy trivial wants and ending up getting things you could do without for now. You can go back to the planning table and reorganize your priorities as it concerns your finance, what should you be giving more attention to, do not procrastinate any more, do it now. You will be happy you did. Make a list of things you need to put your money into, arrange them in order of your preference as you start the new month. So as to feel more peaceful, fulfilled, and focused to take on more plans you have for the remaining of the year.